Our team of actuarial professionals sees risk mitigation strategies including glide paths, terminated vested buyouts, and other plan termination/settlement analysis as the most common actions clients are implementing to achieve their objectives. Trends we see with many of our clients include:
- Relatively strong funded status is opening up the window to many de-risking actions.
- Glide Paths are often being used to systematically remove pension plan risk as the plan's financial funded status increases. The goal is to lock in gains while gradually de-risking the plan.
- Plan Termination analysis is becoming a more near term option for some. Our plan termination infographic helps organizations digest the steps in the process.
- Discussion of new retirement plan designs – This series of articles takes a closer look at a model that has elements of both defined benefit and defined contribution plans